Get paid sooner for your invoices
Turn outstanding invoices into working capital, with daily financing and settlement.
See how it worksQube Integrated Receivables Finance
Accelerate growth. Stay in control.
One integrated financing, credit & collections and risk-control platform. Powered by PRI® technology.
Qube in 60 seconds
A 60-second overview of integrated receivables finance, collections and supply chain finance.
Solutions
Get paid sooner for your invoices
Turn outstanding invoices into working capital, with daily financing and settlement.
See how it worksGet a grip on collections
Credit and collection management. Do it yourself, or let Qube do it with Click & Collect.
See how it worksPay suppliers early, keep your own terms
Suppliers get paid early through a financing partner, you pay on the agreed date.
See how it worksThe technology
The PRI® platform links receivables data, underwriting, financing and collections in one operating environment.
YOUR SYSTEMS
PRI® platform
PRI® SOLUTIONS
Compare
Factoring finances invoices. Qube covers your whole receivables position for all group entities, optimising and consolidating it.
| Capability | Qube | Traditional factoring |
|---|---|---|
| One platformFinance, collect, control | Financing, collections and risk control in one platform | Financing only with limited collection capabilities |
| One group facilityMulti-entity, multi-jurisdiction | All entities and countries (multiple jurisdictions) in one facility | Multiple facilities, per entity or country |
| Lower all-in costNo hidden extras | One all-in financing spread, credit insurance included | Hidden costs: service fees, insurance premiums and other charges on top of interest |
| Portfolio transparencyAlways up to date | Daily view of your full portfolio in the PRI® Portal | Periodic statements per facility |
Compared with typical factoring offers, not with named providers. Actual terms depend on the provider, your portfolio and the agreement. Credit insurance subject to policy terms.
Compare on your own ledgerThe outcome
Put your receivables to work.
Review
Portfolio profile and historical performance
Design
Eligibility, funding structure and risk safeguards
Implement
Data connections, workflows and reporting